Improving Your Financial Situation

Do you need help getting your finances in order? Learn tips and ideas for money management and working with a financial advisor.

5 Things To Ask For After Getting A Payday Advance

20 May 2016
 Categories: Finance & Money, Articles

If you are living from one paycheck to the next and have an emergency expense to take care of, you can apply for a payday advance. However, since there are fees involved and you already have limited finances, you'll need to make a few changes with your finances . Here are a few things to ask that can help you repay the advance on time. Ask for Debt Consolidation Apply for a consolidation loan. Read More …

3 Tips For Transforming Your Finances By Creating A Budget That Works

3 October 2014
 Categories: , Articles

Getting to a point in your life where you have financial freedom takes time and work, and the number one thing it requires is a good budget. Developing a budget that works is not easy, but it is the single most important thing you can do for your financial future. As you begin setting up a budget, keep these important tips in mind to help you succeed with your finances. Read More …

When To Consider Taking A Lump Sum Payment For Your Annuity

27 August 2014
 Categories: , Articles

In most situations, the penalties associated with cashing out your annuity make it a bad idea to try and get out early. However, even with retirement annuities that often carry a 10% penalty, early withdraw options can sometimes offer you a financial benefit. Understanding when this is the case involves placing a correct value on the options that a lump sum payment represents. While there is no rule of thumb for making this decision, there are a number of situations where a lump sum payment is likely a smart decision. Read More …